Cybersecurity · Cyber insurance
Cyber insurance: every answer true, with the proof behind it.
Every answer on your application true, with the proof behind it, this year and every year after.
Part of Concierge IT for Business · Included in $125 per person
Already have an IT person? Keep them as the first call; we carry security, backups, nights and vacations. How we work with your IT person →
- $125
- per person, per month. Security in every plan.
- 15 min
- usual answer, from someone who knows your setup. Our night team takes anything urgent.
- Your choice
- A client for life, because it works. If it is not working for you, you can end it with 60 days' notice.
★★★★★ 5.0 on Google · SOC 2 Type II · Founded in Florida in 1995
Thirty minutes, no pitch.
With Pedro, Bill or Leah, who look after new clients. You leave with a plan, and you meet your own team before you decide.
Pedro, Bill and Leah
Pick a time to talk- ✓ Help in about 15 minutes, from people who know your setup.
- ✓ Keep your IT person. Your firm keeps the admin keys.
- ✓ Insurance renewal? We fill in the questionnaire with you; watching around the clock within 14 days.
- ✓ 10 people: $1,250 a month, plus $220 for Microsoft licenses: $1,470 a month.
“Every one of their techs that I've worked with have been professional, quick to respond and don't just fix the issue, but educate me on what was done and recommendations for any related issues. Personal, professional, reliable!”
Cyber insurance requirements, with the proof: what cyber insurance providers ask for, in Winter Haven, Orlando, Tampa, St. Petersburg, and Miami.
The form asks for proof of things you have never had to prove.
Every cyber insurance application asks the same things now. Is every account protected with a second step at sign-in. Is every computer watched for attacks, by people, around the clock. Are backups separate from the systems they protect, and have you tested a restore. Are your people trained. Is email checked before it is opened. Are admin rights limited. Is a change to wire instructions verified by phone before money moves.
It wants proof of things you have never had to prove. If the first thought is "this is a pain, and I do not know what half of it means," you are in good company. Most owners feel exactly that, a few weeks from the deadline.
Score yourself
The ten questions carriers ask most.
Tick the ones you can answer yes to today, with the proof in hand. "Not sure" is an honest answer, and it is the one worth paying attention to.
Your score
0 of 10
answered yes, with the proof in hand
Your renewal answers would be a guess. That is common, and it is fixable, usually faster than people expect.
What goes through your head when the form arrives
Most owners think the same four things. Press one.
What your answers decide
- A solid answer. Coverage that pays when you need it, better terms at renewal, and a business that is genuinely harder to attack.
- "No" or "not sure." A higher premium, narrower coverage such as a smaller ransomware limit, or a carrier that will not renew.
- A wrong "yes." The application is a signed statement. If an answer turns out to be untrue after an incident, the claim can be denied, and you paid for a policy that does not protect you.
Nobody plans to sign something that is not true. It happens one "probably" at a time.
So we built a service around it
Cyber Insurance Readiness is three steps, each one leading to the next.
- Review. Thirty minutes with the application, or just your renewal date, at no charge. You leave with a short written list: what is true today, what is not, what can be fixed by your deadline, and how to answer honestly in the meantime.
- Ready. We put the missing safeguards in place, gather the proof, and sit with you to answer the application, alongside your broker and your current IT provider if you have one. Quoted before the work starts. Usually weeks, not months.
- Keep it true. The safeguards keep running, the proof is refreshed through the year, and the next renewal takes minutes instead of weeks. For a Concierge IT client this step is part of the plan.
You can stop after Ready, with the application answered and the proof in your hands. Most businesses keep going, because the third step is what makes next year easy.
What you get: the proof file
One document behind every answer, kept together and kept current:
- the sign-in protection report
- monitoring coverage: who watches, and when
- the latest backup restore test
- update and encryption status for every computer and phone
- training completion records
- the admin account review
- a written breach plan
- a payment-verification procedure
It is what you hand the carrier if they ask, what you show an auditor or a large client, and what is already there if you ever have to make a claim. The last two we write with you. The rest come from the systems that are already running.
Security + Compliance
Six services, one team that knows your setup.
Cybersecurity services
In every plan, not an upgrade.
Security + Compliance
HIPAA, FTC Safeguards, CJIS, with proof.
You are here
Cyber insurance
The renewal questionnaire, answered truthfully.
Security training
Short, regular, with practice phishing.
Email security
Checked before anyone opens it.
Encrypted email
Private messages, straight from Outlook.
All of it inside Concierge IT for Business, from $125 per person a month. Managed IT services · Pricing
Who you will know by name
The application gets answered with you, by people who know what is actually running.
Chris Bridges and Javier Pereira, Concierge Leads, with Jonathan Jones and Chris Munoz. The whole company is behind them. Meet everyone →
Every one of their techs that I've worked with have been professional, quick to respond and don't just fix the issue, but educate me on what was done and recommendations for any related issues. Personal, professional, reliable!
How it works
Three steps, and the team is yours.
A 30-minute call
Tell us what is working and what is not. We will tell you honestly if we fit.
Your first month
Day one, you meet your team by name. The Review happens in the first week, the fixes within a few weeks, and the proof file is in your hands before the renewal.
Your team takes it from here
You reach out, and someone who knows you takes it on, usually within 15 minutes.
What it costs
For a Concierge IT client, keeping the answers true is part of the plan.
One plan, $125 per person, per month, with two add-ons when your work calls for them.
Everyone starts here
Complete
$125per person, per month
Your team, security, devices, backup, planning and Microsoft 365 care, and the safeguards your insurance application asks about, with the proof kept current through the year.
When you must show proof
Security + Compliance
+$30per person, per month
For businesses that work to HIPAA, CJIS, CMMC or another named standard: the records, the audit trail and the help meeting those rules.
For the people who use it
Copilot, AI for work
+$30per person, per month
Microsoft Copilot set up safely, only for the people who need it.
Not ready to talk yet?
Your insurer's renewal questionnaire, answered.
The ten questions carriers ask most, in plain language, why each one is on the form, and one page to score yourself honestly.
Leah writes to you once, by name. Nobody adds you to a list.
Questions people ask
Plain answers.
Can you fill out our cyber insurance application?
Yes, with you. That is the second step of Readiness: the safeguards in place, the proof gathered, and each question answered with what is actually running.
What if we cannot answer yes to a question on the application?
We say so, fix it, and then answer. A wrong answer on a cyber insurance application is worse than a late one, because it can void the policy on the day you need it.
What does Readiness cost?
The Review is at no charge. Ready is quoted before the work starts. For a Concierge IT client, keeping it true is part of the plan, and Concierge IT is $125 per person, per month.
What are the cyber insurance requirements most carriers ask for?
A second step at sign-in on every account, every computer watched around the clock, backups kept apart from the systems they protect and a restore tested, your people trained, email checked before it is opened, admin rights limited, and a phone call before wire instructions change. Readiness goes through that list with you and files the proof.
When should we start on the application?
Two to three months before the renewal date. That leaves time for Ready before you answer, rather than guessing under a deadline.
Do you sell insurance, or work with our broker?
Protected Trust does not sell insurance. We work alongside the broker you already have, and what is on this page is general information, not insurance or legal advice.
Thirty minutes with a real person.
Send us the application, or just the renewal date. Thirty minutes later you have the written list.
Pick a time Or call 863-594-1141
Opens our booking calendar in a window.